Essay Outline - Shantanu

Topic: To what extent can the problems of urbanization be met by a policy of sustainable development?
Focus point: Is microcredit really the way forward in rural Bangladesh?
Introduction:
Definition of urbanization as it is a latest trend.
Definition of Sustainable development
Short description of microcredit and why it is related to sustainable development?
Thesis: Microcredit is not that much effective for the sustainable development in rural Bangladesh.
Main body:
How microcredit really works?
Which organizations are mainly working with microcredit: Grameen Bank, Bangladesh Rural Advancement Committee (BRAC), and Bangladesh Rural Development Board's (BRDB) RD-12 project.
Success history of Microcredit so far.
Real picture and negative impacts of microcredit: high interest rate, not reaching the proper vulnerable areas, making poor people even poorer.
Conclusion:
Summary of the negative impacts.
Restate the thesis.
Some recommendation and own opinions.

Ref:
S.Amin, A.S.Rai, G.Topa(2003), “ Does microcredit reach the poor and vulnerable? Evidence from northern Bangladesh”, Journal of Development Economics, volume 70, pg 59-82.
http://www.sciencedirect.com/science?_ob=ArticleURL&_udi=B6VBV-46X2MGM-2&_user=10&_coverDate=02%2F28%2F2003&_rdoc=1&_fmt=high&_orig=search&_sort=d&_docanchor=&view=c&_searchStrId=1390333120&_rerunOrigin=google&_acct=C000050221&_version=1&_urlVersion=0&_userid=10&md5=8c14e31a04ae3ef66e7db7c851c1bc5d
Mallick, Ross(2002) 'Implementing and evaluating microcredit in Bangladesh', Development in Practice, 12: 2, 153 — 163.
http://www.informaworld.com/smpp/title~content=t713412875